Pocket money DE On Google Play

Pocket money app for Android

Children learn to handle money. Parents keep track

Manage pocket money digitally, agree on rules, encourage savings goals and guide your child towards a better understanding of money.

  • Learning to save with personal goals
  • Clear rules for the whole family
  • No ads, no tracking

3 months to try in full. No ads, no advertising SDK.

Jonas
Balance€130.04

Not a real bank account

100% virtual. The app holds no real money and does not replace a bank account. It only records the agreements and entries within the family.

The account statement

Rule changes stay transparent and traceable.

The app is meant to reflect a promise, not to be a black box. So every change to a rule shows up as its own line in the child’s account, with a before and an after.

New rules apply from the next payout, interest changes from the next month – never retroactively. And once a month has been settled, it cannot be rewritten.

Account
Jonas
Balance €130.04
Date Reference Amount Balance
Aug 1, 2026 Pocket money +25.00 130.04
Aug 1, 2026 InterestOn €104.00, 1 % per month +1.04 105.04
Jul 29, 2026 Cinema −8.50 104.00
Jul 12, 2026 Magazine −4.20 112.50
Jul 1, 2026 Account rule changed Interest 0.8 %1 % 0.00 116.70
Jul 1, 2026 Pocket money +25.00 116.70

On a fixed day

Set once, then automatic. Weekly on a day of the week, monthly on a day between the 1st and the 28th.

Interest, every month

Your own monthly interest rate. With an upper limit, calculated on either the lowest balance during the month or the balance at the end of the month.

Just a nickname

No surname, no date of birth, no age. A nickname is enough for a child’s account.

The child’s side

The skateboard is €18.96 away.

Your child sees their own account: what came in, what went out and why. They can set a savings goal and watch how long it will take – and make a wish or ask for a payout instead of asking and forgetting about it. You answer, and what came of it stays on the record for both of you.

Jonas’s savings goal · Skateboard

still needed €18.96

€130.04 of €149.00 –
expected on September 1

Unlocked by your child

New designs and colours are unlocked through regular saving, savings goals reached and other milestones.

No Google account

Children need no Google account and no email address. A one-time code is enough.

Nothing behind their back

Rule changes appear in the account statement. Your child sees what applied before and what applies now.

Why it matters

Financial literacy starts early – and that is not our claim.

In 2023 the European Commission and the OECD network for financial education published a joint competence framework for children and youth. It stresses the importance of laying the foundations at a young age and sets out competences from six years old – explicitly also “from the earliest possible age”. One of its four content areas is planning and managing finances, with saving as its own building block; the aim is well-informed decisions about one’s own money.

This app is not a teaching programme and has no affiliation with either institution. It reflects what a family agrees anyway – and makes it easy for the child to follow.

Source: European Commission and OECD-INFE, Financial competence framework for children and youth in the European Union, 27 September 2023, section 1.2.3.

Full version

Three months to try, then a yearly subscription.

One month after the trial, the account rules are reset to their basic setting: pocket money capped at €10 a month, no interest – and you can no longer add entries of your own. Your child’s balance, their account history, the payday and the advance are untouched, and nothing changes on their device.

With the full version your settings stay exactly as you made them. It also decides whether new savings goals and requests can be added, how many designs there are, and it unlocks the parent and child interface in the browser.

Try it free for the first three months. The Play Store shows the current price of the full version.